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As of May 1st 2012, healthcare EXPERTS will not be able to help you get enrolled in a PCIP plan. Good Luck!

April 18, 2012  |   Posted by :   |   Health Insurance   |   3 Comments»

by Michael Grace

So you think the government really cares if you get health insurance or not? If they did, they wouldn’t be canceling the contracts of every appointed agent that would have helped you enroll in a guaranteed issue PCIP plan option. Trust us, explaining these plans and getting someone actually enrolled in a PCIP option is a nightmare process to begin with because it is a government plan with tons of red tape and paperwork that must be followed to the letter. The good agents out there did it for their clients because we really wanted to make sure that everyone has insurance. Enrollment in these plans was never about commission. We were meagerly rewarded for 8 – 10 hours of work, and that’s if they actually paid you and didn’t lose your referral form. (Commissions were $100 per application) That said, now that they will not allow us to help you, and they have decided to use underpaid and under qualified telephone agents to explain the plans and enroll you, we are sure that the process will go MUCH smoother!

As of MAY 1st 2012, even if an agent were to help you understand the plan and you submitted an application all on your own, agents will not be able to follow up and give you a status, help you with claims, or sort out payment issues.

Simply amazing.

If you have questions or concerns, claims issues or enrollment problems, here is the Presidents website. Welcome to DMV healthcare!


“Dear PCIP Broker,

You are receiving this notice because you are currently or have previously been registered to participate in the Pre-Existing Condition Insurance Plan (PCIP) Broker Referral Payment Program. The Centers for Medicare & Medicaid Services (CMS) authorized payments to insurance producers with a health care line of authority who successfully refer people to PCIP.

We are writing to thank you for the extraordinary efforts you have made in helping to increase awareness of and enrollment in the PCIP program. The PCIP Program has provided access to health coverage and peace of mind to thousands of Americans who otherwise would not have access to health benefits. You have been an important partner in this effort.

We are pleased that PCIP has provided valuable coverage to Americans with pre-existing conditions. We have determined that our outreach efforts have succeeded in significantly raising awareness of PCIP and enrollment in this program. As such, CMS will end the PCIP Broker Referral Payment Program in federally administered PCIP states as of May 1, 2012. The ability to submit new client referrals will be discontinued on May 1, 2012; however, all referrals that are received prior to May 1 will continue to be processed. So, we encourage you to submit any qualified referrals that are pending before May 1 to ensure that they are received.

If you have any questions about this notice, you may call a PCIP Broker Communication Specialist toll-free at 1-877-872-7890 between 9 a.m.-5 p.m., Central time, Monday-Friday. You can also send questions via email to We appreciate your dedication to helping individuals obtain quality, affordable health care coverage.

PCIP Broker Referral Payment Program”