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Orlando Florida Disability Insurance

Disability insurance is income protection in case of unfortunate events such as on the job injuries or illness. Disability insurance will give you the benefit of receiving the weekly or monthly income you need for expenses while on leave. Income protection and knowing you picked the right insurance for your situation will give peace of mind in case of an accident. Not only are you covered, but disability insurance also covers your family. You can rest easy knowing your family will be taken care of financially if something happens to you.

The state of Florida determines:

• How much money you will be given
• How soon after being disabled your parents will receive funds
• When the funds will be ceased to be paid

There are different types of disability insurance: short term and long term. Not only do their benefits differ, so do the premiums. We will help you figure out which option is best for you and your family.

Short-term Insurance:

• Covers a certain percentage of your salary if you become injured or ill
• Disbursements begin once you’ve utilized your sick leave
• Duration is usually 2-6 months

Long-term Insurance:

• Protects you from illness or injuries that could permanently end your working ability
• Replaces a portion of income over a long period of time
• Can last up to the age of 65

Thinking about the future can provide your family the relief today. Don’t wait until you need it, find out more about disability insurance today!