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Orlando Florida Life Insurance Quote

Life Insurance

We sit down and talk with you to get to know you, understand your goals, interests and lifestyle. We help you find the most appropriate insurance to meet your goals, interests and lifestyle. Our commitment to our clients sets us apart.

We hold financial responsibility in the highest regard, and we do not sell anything that does not make sense financially, mathematically or logically. That said, if you would like to use a calculator, we are happy to oblige. Get a good understanding of how much you might need using our, “Determine How Much Life Insurance You Need in Three Minutes or Less?” calculator. There is no need to give us pages of your information, simply answer the five main life insurance questions and it will suggest a professionally conservative amount of life insurance for you. It’s that easy.

There are different types of life insurance that vary by length and financial savings options.


Term Insurance

Term life insurance is the most basic type of life insurance. Term life insurance provides life insurance for a specific time period, which ranges from 1 to 30 years with 5 year increments. This short-term coverage generally has affordable rates that are guaranteed through fixed premiums. Similarly, these policies also have fixed death penalties. This policy’s death penalty only pays out if the policy owner passes away during policy’s specified time period. Term life insurance is also known as mortgage protection insurance, no paramedical exam life Insurance, and level term insurance.

Permanent Life Insurance

Single life insurance policy that spans that life of the insured and ensures the payout at the end of the policy. This policy accrues a cash value. Unlike the term life insurance, this policy provides its owner a payout regardless of time of death in relation to the policy purchase date.

Whole Life Insurance

This is a permanent life insurance policy that packages life insurance with savings into one policy. This policy carries a cash value, which makes in a complementary addition to a long-term financial plan. Moreover, it is a viable method for saving for large upcoming expenses, such as business loans, tuition, or mortgage while simultaneously providing families the financial protection of a permanent life insurance policy. This policy offers a great value for minimal expenses, for the terms are set at the time of purchase and remain contact through the life of the policy.

Universal Life Insurance

This is a form of permanent life insurance that merges term life insurance with whole life insurance. Universal life insurance provides low-cost insurance coverage with investment opportunities. Therefore, this policy protects family and dependents while enabling policy owners to increase their net worth and savings. Many families prefer this policy’s premiums, savings and flexible death benefits. The famous flexibility has given this policy the nickname the “Flexible Premium Adjustable Life Insurance.”